Interactive Tool

Exchange Cost Estimator

Estimate Qualified Intermediary percentages, escrow coordination, Maryland title insurance premiums, recording fees, and other closing costs before you issue Baltimore 1031 offers. Plug in property value, QI percentage, Maryland title premiums, and Baltimore County recording estimates to see a clean breakdown of projected 1031 exchange expenses.

Baltimore, MD fee modeling with Baltimore County inputs.

Replacement property value

Contract price for the Baltimore replacement property.

QI fee (% of property value)

Typical Baltimore range: 0.6% - 1.0%.

Escrow & settlement fee

Flat fee from the title company or escrow provider.

Title insurance rate (%)

Maryland title insurance rates typically range from 0.4% to 0.6%.

Recording fees (Baltimore County)

Defaults to $132 (two pages at $26 each plus base fees).

Other closing costs

Courier, mobile notary, wire, or legal document prep.

Numbers reflect your latest inputs.

No Maryland state transfer tax. Baltimore County recording fees still apply.

Total estimated costs

$20,857.00

1.44% of the purchase price or about $14,384.14 per $1MM of value.

Qualified Intermediary fee$10,875.00

Escrow & settlement$1,650.00

Title insurance premium$7,250.00

Recording fees$132.00

Other costs$950.00

Planning cues

Allocate QI fees early so earnest money does not get delayed when the intermediary is engaged.
Baltimore County’s $26 per page schedule plus $25 base fee can escalate with multiple deeds—budget a buffer.
Title insurance premiums in Maryland vary by property value and location, but endorsements, surveys, and escrowed taxes will add to the figure above.

Educational content only. Not tax, legal, or investment advice. Results are estimates only. Consult a qualified intermediary and tax advisor before making decisions. Maryland transfer tax and recording fees still apply during 1031 exchanges.

Exchange Cost Estimator

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